Individual Retirement Accounts (IRA's)

Demo CU helps you save money for your secure retirement or set aside funds for the education of a child. We offer Traditional, Roth, or Coverdell Education Savings Accounts at Demo Credit Union. No minimum balance is required for an IRA Savings. Funds may be invested in an IRA Share Savings or Certificate. For additional information just ask us!

  • In addition to our traditional IRA, we also offer Roth IRA and Educational IRA.
  • Competitive rate.
  • Dividends are paid monthly.
  • IRAs can be established by any working member meeting eligibility criteria. This is a sound way to save for retirement or education. It allows you to accumulate savings with tax-deferred compounding of interest until the money is withdrawn. A member can invest in the account on a yearly basis up to a maximum limit set by the IRS.
  • We offer IRA Certificates, a great option for rollovers.